Friday, November 15, 2024

Improve water quality and protect your home and appliances

 

Sediment filter can help improve

Water quality

Sediment filters remove suspended solids like sand, silt, and clay from water, which can reduce turbidity. They can also remove excess chlorine without wasting water. 

Home protection

Sediment filters can protect your plumbing and appliances from clogging and discoloration. They can also enhance the lifespan of your home appliances. 

Water treatment efficiency

Sediment filters can improve the efficiency of other water treatment processes, like activated carbon filtration, aeration, ozonation, or chlorination. 

Preventive filtration

Sediment filters are a preventive filtration method that don't remove chemicals, heavy metals, bacteria, viruses, or dissolved solids. 

I have installed 3M sediment filter for bathroom needs

3M Sediment Filter

RiverSoft for Kitchen main inlet

RiverSoft Sediment Filter

Filter Bags

WaterLabs Tank Filter

It has improved the water quality.

Bathroom Fittings and Floor - Reduced the white marks from the floor tiles and wall tiles and other fittings.

Kitchen - Noticed no white marks on washed utensils.

Skin and Hair - Experience the difference less skin irritations and dryness.

Please note - I am not trying to promote the above products in any means. The information shared for reference.

Ensure you understand the needs and select the products that suits your needs.

Thursday, September 26, 2019

Mutual Funds For Year 2020 - Domestic and Overseas



If you have decided to invest in Mutual Funds for good returns and building sizable corpus over a period of time then this post may help you.



Mutual fund investment is subject to market risk, please read scheme related documents before investing.

The difference between investing in Regular scheme v/s Direct scheme is 1%. Direct scheme provides 1% more return.

Question is does 1% matters ?

Let's calculate...

Scenario 1 - Rate of Interest 1% [Regular Scheme]

Principle - Rs.1000
Invested for 10 Years.
Compounding Interval - Annually

Investment amount after 10 years Rs. 1105
Interest Rs. 105
Principle Rs. 1000

Scenario 2 - Rate of Interest 2% [Direct Scheme]

Principle - Rs.1000
Invested for 10 Years.
Compounding Interval - Annually

Investment amount after 10 years Rs. 1219
Interest Rs. 219
Principle Rs. 1000


All the numbers are captured between 23rd and 27th December 2019 and may have changed when you are reading this post.






























Information captured available in public domain like moneycontrol.com none of the numbers are calculated manually by myself.












Hope this information is useful and helped you to identify potential funds in different categories.

Download  The List










Sunday, September 1, 2019

āĻĒেāϟি⧟েāĻŽ āĻŽাāύি paytm Money.āĻāϰ āĻŽাāϧ্āϝāĻŽে āĻĄাāχāϰেāĻ•্āϟ āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ ⧟ে āĻŦিāύি⧟োāĻ—





āĻŦিāώ⧟ - āφāĻĒāύি āĻ•ীāĻ­াāĻŦে āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ ⧟ে āĻŦিāύি⧟োāĻ— āĻŦা āχāύāĻ­েāϏ্āϟ āĻ•োāϰে ā§§% āĻŦেāĻļি āϞাāĻ­ āĻ•āϰāĻŦেāύ।


āϰেāĻ—ুāϞাāϰ - āĻāϜেāύ্āϟ / āĻĄিāϏ্āϟ্āϰিāĻŦিāωāϟাāϰ āĻāϰ āĻŽাāϧ্āϝāĻŽে āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻ•েāύা āĻšā§ŸেāĻĨাāĻ•ে āϤাāχ āĻĢাāύ্āĻĄ āĻšাāωāϏ

 āĻāϜেāύ্āϟ / āĻĄিāϏ্āϟ্āϰিāĻŦিāωāϟাāϰ āĻ•ে āĻ•āĻŽিāĻļāύ āĻĻি⧟েāĻĨাāĻ•ে।

āĻĄাāχāϰেāĻ•্āϟ - āφāĻĒāύি āĻĢাāύ্āĻĄ āĻšাāωāϏ āĻāϰ āĻĨেāĻ•ে āϏāϰাāϏāϰি āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻ•িāύে āĻĨাāĻ•েāύ। āĻāχāĻ•্āώেāϤ্āϰে ā§§% āĻŦেāĻļি āϞাāĻ­ 
āĻšā§ŸেāĻĨাāĻ•ে।

āĻĄাāχāϰেāĻ•্āϟ āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻ•েāύাāϰ āĻŦিāĻ­িāύ্āύ āĻĒāĻĻ্āϧāϤিāϰ āĻŽāϧ্āϝে āĻāĻ•āϟি āĻšāϞো paytm Money āĻŽোāĻŦাāχāϞ āĻāĻĒ্āϞিāĻ•েāĻļāύ āĻāϰ 
āĻŽাāϧ্āϝāĻŽে āĻ•েāύা। 

āφāĻĒāύি āύিāϜেāϰ āĻŽোāĻŦাāχāϞ āĻ paytm Money āĻĄাāωāύāϞোāĻĄ āĻāĻŦং āχāύāϏ্āϟāϞ āĻ•োāϰে āϏāĻšāϜেāχ āĻĄাāχāϰেāĻ•্āϟ āĻŽিāωāϚু⧟াāϞ 
āĻĢাāύ্āĻĄ āĻŦিāύি⧟োāĻ— āĻ•āϰāϤে āĻĒাāϰেāύ। 

paytm āĻ•োāύো āĻ•āĻŽিāĻļāύ āύে⧟āύা āϤাāχ āφāĻĒāύাāϰ āĻĒুāϰোāϟাāĻ•াāϟা āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻ āĻŦিāύি⧟োāĻ— āĻšā§ŸেāĻĨাāĻ•ে। 

paytm Money āĻāĻĒ্āϞিāĻ•েāĻļāύ āĻāϰ āĻŽাāϧ্āϝāĻŽে āφāĻĒāύি āύ্āϝূāύāϤāĻŽ / āĻŽিāύিāĻŽাāĻŽ ā§§ā§Ļā§Ļ āϟাāĻ•া āĻŦা āϤাāϰ āĻŦেāĻļি āĻŽূāϞ্āϝেāϰ 
āĻŦিāύি⧟োāĻ—ে āϏাāĻšাāϝ্āϝ āĻ•āϰে āĻĨাāĻ•ে।

āĻ•āĻŽ্āĻĒিāωāϟাāϰ https://www.paytmmoney.com
āĻāύ্āĻĄ্āϰোāχāĻĄ āĻŽোāĻŦাāχāϞ https://play.google.com/store/apps/details?id=com.paytmmoney&hl=en
āφāĻĒেāϞ āĻŽোāĻŦাāχāϞ https://apps.apple.com/in/app/paytm-money-mutual-funds-app/id1344431352


āĻāχ āϤāĻĨ্āϝ āϞেāĻ–া āĻšā§ŸেāĻ› āφāĻĒāύাāϰ āĻŦোāĻাāϰ āϏুāĻŦিāϧাāϰ্āĻĨে āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻ•েāύাāϰ āφāĻ—ে āĻĢাāύ্āĻĄ āϏāĻŽāύ্āϧে āϜেāύে āύেāĻŦেāύ।

Sunday, August 18, 2019

āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ Bengali āĻŦেāĻ™্āĻ—āϞি


āĻŦিāώ⧟ āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ [Mutual Fund].

āφāĻŽাāĻĻেāϰ āϜীāĻŦāύে āĻ…āϰ্āĻĨ āĻŦা āϟাāĻ•াāϰ āĻĒ্āϰ⧟োāϜāύ āφāĻ›ে āĻāϟা āύি⧟ে āϝāĻĻি āφāĻĒāύাāϰ āĻŽāύে āĻ•োāύো āϏāύ্āĻĻেāĻšঃ āύা
āĻĨাāĻ•ে āϤাāĻšāϞে āĻāχ āϞেāĻ–াāϟি āφāĻĒāύাāϰ āϏাāĻšাāϝ্āϝ āĻ•āϰāϤে āĻĒাāϰে। 

āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻŽাāύে āĻ•ি ?  āĻāϟি āĻšāϞো āĻāĻ•āϟি āχāύāĻ­েāϏ্āϟāĻŽেāύ্āϟ āĻĒāĻĻ্āϧāϤি āϝেāĻ–াāύে āĻ…āύেāĻ• āϏাāϧাāϰāĻŖ āĻŽাāύুāώ āϟাāĻ•া āϜāĻŽা āĻ•āϰে āĻĨাāĻ•ে āĻāĻŦং āϏāĻŦ āϟাāĻ•া āĻĻি⧟ে āĻāĻ•āϜāύ āĻĢাāύ্āĻĄ āĻŽ্āϝাāύেāϜাāϰ āĻŦিāĻ­িāύ্āύ āĻ…্āϝাāϏেāϟ āĻ•িāύে āύেāύ। āϏ্āϟāĻ•, āĻŦāύ্āĻĄ, āϏোāύা, āχāϤ্āϝাāĻĻি।

āĻŦিāĻ­িāύ্āύ āĻ…্āϝাāϏেāϟ āĻĨেāĻ•ে āϝে āχāύāĻ•াāĻŽ āĻŦা āϞাāĻ­ āĻšā§Ÿ āϏেāϟা āϝাāϰা āχāύāĻ­েāϏ্āϟ āĻ•āϰেāĻ›েāύ āϤাāĻĻেāϰ āĻ•ে āĻĻে⧟া āĻšā§Ÿ। 

āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ ⧟ে āĻŦিāύি⧟োāĻ— āĻ•িāĻ­াāĻŦে āĻ•āϰাāϝা⧟ ?

āφāĻĒāύি āϤিāύ -āĻ­াāĻŦে āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ ⧟ে āĻŦিāύি⧟োāĻ— āĻ•āϰāϤে āĻĒাāϰāĻŦেāύ।

āĻĒ্āϰāĻĨāĻŽ - āχāύ্āϟাāϰāύেāϟ āĻāϰ āĻŽাāϧ্āϝāĻŽে āφāĻĒāύি āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻšাāωāϏ āĻāϰ āĻ“ā§ŸেāĻŦāϏাāχāϟ āĻĨেāĻ•ে āĻ•িāύāϤে āĻĒাāϰāĻŦেāύ।
āĻ•েāύাāϰ āϏāĻŽā§Ÿ āφāĻĒāύাāϰ PAN āĻ•াāϰ্āĻĄ āĻāĻŦং āφঁāϧাāϰ āĻ•াāϰ্āĻĄ āĻāϰ āϤāĻĨ্āϝ āϜাāύāϤে āĻšā§Ÿ, e -KYC 
āĻĒāĻĻ্āϧāϤি āϤে āφāĻĒāύাāϰ āϤāĻĨ্āϝ āϝাঁāϚাāχ āĻ•োāϰে āĻĻেāĻ–া āĻšā§Ÿ। 

āĻĻ্āĻŦিāϤী⧟ - āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻĒāϰিāϏেāĻŦাāϰ āĻ…āĻĢিāϏ āĻ āĻ—ি⧟ে āĻ•িāύāϤে āĻĒাāϰেāύ। 
āĻ•েāύাāϰ āϏāĻŽā§Ÿ āφāĻĒāύাāϰ āĻ িāĻ•াāύাāϰ āĻĒ্āϰāĻŽাāύ , āĻ•্āϝাāύ্āϏেāϞ āϚেāĻ• , āĻĒাāϏāĻĒোāϰ্āϟ āĻĢāϟো āϞাāĻ—ে। 

āϤৃāϤী⧟ - āĻŦ্āϰোāĻ•াāϰ āĻŦা āĻĄিāϏ্āϟ্āϰিāĻŦিāωāϟāϰ āĻāϰ āĻĨেāĻ•ে āĻ•িāύāϤে āĻĒাāϰāĻŦেāύ। 

āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ ⧟ে āĻŦিāύি⧟āĻ— āĻ•োāϰāϞে āĻ•ি āĻ­াāĻŦে āϞাāĻ­ āĻšāϤেāĻĒাāϰে ?

āφāĻĒāύি āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ ⧟ে āĻŦিāύি⧟োāĻ— āĻ•োāϰāϞে āĻĢাāύ্āĻĄ āĻšাāωāϏ āφāĻĒāύাāϰ āϟাāĻ•াāϰ āĻŦিāύিāĻŽā§Ÿে āφāĻĒāύাāĻ•ে 
āχāωāύিāϟ āĻĻি⧟েāĻĨাāĻ•ে, āφāĻĒāύি āϜাāύāϤে āϚাāύ āĻ•āϤ āχāωāύিāϟ āφāĻĒāύি āĻĒাāĻŦেāύ।

āωāĻĻাāĻšāϰāĻŖ - āφāĻĒāύি ⧍ā§Ļā§§ā§Ž āϜাāύু⧟াāϰি āĻŽাāϏেāϰ ⧍ āϤাāϰিāĻ–ে ABC āĻĢাāύ্āĻĄ āĻšাāωāϏ āĻāϰ āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ ⧟ে āĻŦিāύি⧟োāĻ— āĻ•āϰেāĻ›েāύ ā§Ģā§Ļā§Ļā§Ļ āϟাāĻ•া।
ABC  āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻāϰ āĻāĻ•āϟি āχāωāύিāϟ  āϰ āĻŽূāϞ্āϝ āĻŦা āĻĻাāĻŽ āĻšāϞো ⧧⧍āϟাāĻ•া। [⧍ā§Ļā§§ā§Ž āϜাāύু⧟াāϰি ⧍ āϤাāϰিāĻ–ে  NAV āĻ›িāϞো ⧧⧍ āϟাāĻ•া ]

ā§Ģā§Ļā§Ļā§Ļ / ⧧⧍ = ā§Ēā§§ā§Ŧ.ā§Ŧā§Ŧ āχāωāύিāϟ।

āφāĻĒāύি ā§§ āĻŦāĻ›āϰ āĻĒāϰে ⧍ā§Ļ⧧⧝ āϜাāύু⧟াāϰি āĻŽাāϏে āφāĻĒāύাāϰ āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻāĻ•াāωāύ্āϟ [āĻĢোāϞিāĻ“ ] āĻāϰ āĻ­্āϝাāϞু āϚেāĻ• āĻ•āϰāϞেāύ।

āωāĻĻাāĻšāϰāĻŖ - āφāĻĒāύি āĻ—āϤ āĻŦāĻ›āϰ ā§Ģā§Ļā§Ļā§Ļ āϟাāĻ•া ⧧⧍ āϟাāĻ•া āχāωāύিāϟ āĻšিāϏেāĻŦে āĻ•িāύেāĻ›িāϞেāύ ā§§ āĻŦāĻ›āϰ āĻĒāϰে āχāωāύিāϟ āĻāϰ āĻĻাāĻŽ ā§§ā§Š.ā§Ēā§Ē āϟাāĻ•া āϤাāĻšāϞে 
āφāĻĒāύাāϰ āĻŦিāύি⧟োāĻ—েāϰ āĻŽুāϞ্āϝ āĻšā§ŸেāĻ›ে 

ā§Ēā§§ā§Ŧ.ā§Ŧā§Ŧ x ā§§ā§Š.ā§Ēā§Ē = ā§Ģā§Ŧā§Ļā§Ļ āϟাāĻ•া [āφāĻĒāύাāϰ ā§Ŧā§Ļā§Ļ āϟাāĻ•া āϞাāĻ­ āĻšā§ŸেāĻ›ে ] āĻŦāĻ›āϰে ⧧⧍% āϞাāĻ­ āĻ•āϰāϞেāύ। 

āφāϰেāĻ•āϟি āωāĻĻাāĻšāϰāĻŖ - āφāĻĒāύি āĻ—āϤ āĻŦāĻ›āϰ ā§Ģā§Ļā§Ļā§Ļ āϟাāĻ•া ⧧⧍ āϟাāĻ•া āχāωāύিāϟ āĻšিāϏেāĻŦে āĻ•িāύেāĻ›িāϞেāύ ā§§ āĻŦāĻ›āϰ āĻĒāϰে āχāωāύিāϟ āĻāϰ āĻĻাāĻŽ ā§§ā§§.ā§Ģā§Ļ āϟাāĻ•া āϤাāĻšāϞে 
āφāĻĒāύাāϰ āĻŦিāύি⧟োāĻ—েāϰ āĻŽুāϞ্āϝ āĻšā§ŸেāĻ›ে 
ā§Ēā§§ā§Ŧ.ā§Ŧā§Ŧ x ā§§ā§§.ā§Ģ⧍ = ā§Ēā§Žā§Ļā§Ļ āϟাāĻ•া [āφāĻĒāύাāϰ ⧍ā§Ļā§Ļ āϟাāĻ•া āϞোāĻ•āϏাāύ āĻšā§ŸেāĻ›ে ] ā§Ē% āϞোāĻ•āϏাāύ  āĻ•āϰāϞেāύ। 

āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ ⧟ে āĻŦিāύি⧟োāĻ— āĻ•āϰাāϰ āφāĻ—ে āφāĻĒāύি āύিāĻļ্āϚিāϤ āĻ•āϰেāύিāύ āĻ•āϤো āĻŦāĻ›āϰ āĻĒāϰে āφāĻĒāύাāϰ āϟাāĻ•াāϟা āĻĻāϰāĻ•াāϰ āĻĒāϰāĻŦে। 

āϝেāĻŽāύ ā§Š āĻŦা ā§Ģ āĻŦāĻ›āϰে āφāĻĒāύাāϰ āϞাāĻ­ āĻšāĻŦাāϰ āϏāĻŽ্āĻ­াāĻŦāύা āĻŦেāĻļি āĻĨাāĻ•ে।

āĻāχ āϤāĻĨ্āϝ āϞেāĻ–া āĻšā§ŸেāĻ› āφāĻĒāύাāϰ āĻŦোāĻাāϰ āϏুāĻŦিāϧাāϰ্āĻĨে āĻŽিāωāϚু⧟াāϞ āĻĢাāύ্āĻĄ āĻ•েāύাāϰ āφāĻ—ে āĻĢাāύ্āĻĄ āϏāĻŽāύ্āϧে āϜেāύে āύেāĻŦেāύ।

Tuesday, November 13, 2018

Home Made Health Mix for Baby


Hi Friends, Today I am going to share my experience with making home made health mix for my baby.
As a mother I always wanted to give my baby
1>    The best food which support my baby’s growth
2>    Easy to prepare
3>    Filled baby’s stomach for little longer.
4>    I can carry the food while travelling.
5>    Must provide nutrients which is enough for baby.
6>    Easy for baby to swallow the food.
7>    Baby must like it.
I was searching all over how to find such food, even though market has plentiful of choices which claims lot of benefits I was searching something special and can be home made.
I found one solution called home made cerelac the credit goes to [mylittlemoppet.com]. The information available on this website was helpful and easy to read.
Without wasting anytime decided to prepare the solution at home.
I ordered all the ingredients from online grocery store [bigbasket.com and goingnuts.in]
Items which I got for this preparation
·                  1.5 cup White/Brown Rice
·                  1 cup Black Urad Dal
·                  1 cup Green Gram
·                  1 cup Roasted Gram
·                  1 cup Moong Dal
·                  1 cup Masoor dal
·                  1 cup Wheat Dalia
·                  1/2 cup Sago
·                  1/2 cup Horse gram
·                  1/2 cup Corn
·                  1/2 cup Almonds
·                  1/2 cup Cashew
·                  10 pods Elachi
After getting all the ingredients I washed them with clean water and left it for 2HRs to dry.
Roasted all the ingredients carefully with low heated pan.



All the ingredients become crispy now it is time to make the powder using mixer grinder.


I used sieve to separate the finer powder from grounded flour. Repeated the process until all the ingredients grounded. 







It is real life exam time preparing the health mix

  • Used 2 tablespoon of powder with one cup of water and mixed well and then cooked it for 8Min with low heat. 




You can add milk as well in the preparations.
You can also add few fruits based on baby’s liking. [apple, banana, pears, avocado ]
Please note I gave this food when my baby grown to 9 months old. You can consult your Paediatrician before feeding it to your baby.
I was very happy to see my baby enjoying the health mix.